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Stripe recovery (A1, A2) — DRAFT

Status: Per the brief, Stripe shut the account down Tuesday (reason cited: volume), requested tax documents, and revenue is paused.

Steps (nothing gets submitted without Trevor/Shane)

  1. Open Dashboard → Settings → Business → Account status and record the exact requirement text. Needs account access (Trevor/Shane).
  2. Gather the documents per stripe-checklist-and-backup-processors.md Part 1.
  3. Draft a short, factual explanation of the volume spike using only real data (waiting on F39).
  4. Make sure the donate page shows the business name, what donors receive, and refund, contact and privacy terms.
  5. Stand up a backup processor in parallel (Trevor/Shane pick from Part 2).
  6. Submit only through the Dashboard, after Trevor/Shane approve.

A2 — ChatGPT Stripe findings (placeholder) — BLOCKED

Waiting on the screenshot from Shane's iPhone, via Trevor. When it arrives: transcribe it, separate ChatGPT's claims from facts Stripe has stated, and check each claim against Stripe's docs. | Finding (from screenshot) | Verified against Stripe docs? | Action | |---|---|---| | pending | | |

DECISION CARD — Trevor + Shane (S2). The bot does not choose.

Option What it means Pros Cons
1. Appeal Stripe only Submit the docs and wait No new integration Revenue stays paused; outcome uncertain
2. Appeal Stripe + PayPal Donate as interim PayPal donation rate 2.89% + $0.49 Fast; donation-specific pricing PayPal holds risk; fixed fee is high on $10 gifts
3. Appeal Stripe + Braintree 2.89% + $0.29 cards (2.19% if 501(c)(3)) Lower fixed fee; API supports business seats Approval and dev work needed
4. Appeal Stripe + Authorize.net $25/mo + 2.9% + $0.30; dedicated merchant account Own merchant account; eCheck for business seats Monthly fee (needs OK); underwriting
5. Merchant of record (Paddle / Lemon Squeezy) 5% + $0.50; they carry tax liability Handles sales tax Highest fee; donation fit unverified
Sources and details: stripe-checklist-and-backup-processors.md. Pick: 1 2 3 4 5 · Decided by: _ · Date: _

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